Effective Date: [08/08/2024]

1. Introduction

Welcome to Gulf Atlantic Lending LLC. These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these terms. If you do not agree with these terms, please do not use our website or services.

2. Services Provided

Gulf Atlantic Lending LLC provides real estate financing solutions, including loans for land, condos, single-family properties, multi-family units, and commercial properties. Our services include loan application processing, property evaluation, and funding.

3. Eligibility

To use our services, you must be at least 18 years old and legally capable of entering into contracts. You must provide accurate and complete information during the application process and notify us of any changes.

4. Application Process

To apply for financing, you must submit a completed loan application along with any required documentation. We will review your application and provide a decision based on our evaluation criteria. Approval is subject to verification and final review.

5. Fees and Charges

Fees and charges for our services will be outlined in your loan agreement. These may include application fees, processing fees, and interest charges. All fees are non-refundable unless otherwise specified in your agreement.

6. Loan Terms

The terms of your loan, including the interest rate, repayment schedule, and any applicable penalties, will be detailed in your loan agreement. It is your responsibility to review and understand these terms before accepting the loan.

7. Privacy and Confidentiality

We are committed to protecting your privacy. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our services, you consent to our collection and use of your data as described in the Privacy Policy.

8. Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of Gulf Atlantic Lending LLC and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without our prior written consent.

9. Limitation of Liability

Gulf Atlantic Lending LLC is not liable for any indirect, incidental, or consequential damages arising from the use of our website or services. Our total liability is limited to the maximum extent permitted by law.

10. Changes to Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on our website, and your continued use of our services constitutes acceptance of the updated terms.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of [Your State/Country]. Any disputes arising from these terms will be resolved in the courts located in [Your Jurisdiction].

12. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Gulf Atlantic Lending LLC
Address: [Your Address]
Email: [Your Email]
Phone: [Your Phone Number]

13. Termination

We reserve the right to terminate or suspend your access to our website and services at our discretion, including if you breach these Terms and Conditions.

14. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Gulf Atlantic Lending LLC regarding your use of our website and services and supersede any prior agreements or understandings.